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	Commercial	Business	Interest-Bearing
Account Available For	Business Customers with High Activity Levels	Business Customers with Moderate Activity Levels	Sole Proprietorships & Non-Profit Organizations
Minimum Opening Deposit	$100	$100	$100
Monthly Service Fee	$7.50	$7.50	$7.50
Requirements to Avoid Monthly Service Fee	Based on Earnings Credit	$1,000 Minimum Daily Balance or $2,500 Average Monthly Balance	$1,000 Minimum Daily Balance or $2,500 Average Monthly Balance
Interest Bearing	No	No	No
Earnings Credit	Based on Account Analysis¹	N/A	N/A
Free Mastercard® Debit Card
Free Online Banking & Mobile Banking
Premier Business Online Banking	$15/Month	$15/Month	$15/Month
Free Paper or eStatements

¹An earnings credit allows you to reduce or eliminate monthly fees. This credit is based on the average collected balance less a 10% required reserve, multiplied by the 90-day average T-Bill rate. 

²Premier Business Online Banking is an optional business online banking tool that allows businesses to send ACH payroll files.